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  Rate Tables for Point and Encompass
 

Use the links below to download the most recent electronic rate tables for importing into either Calyx Point or Encompass loan origination systems. For step-by-step guides on installing these tables, please visit the Support Materials section.

CALIFORNIA (updated 6/17/10)

Title

Purchase
Residential Owners Rate
Homeowners Rate
Lenders Concurrent Loan Rate

Refinance
Regular Residential Loan Rate
Reduced Residential Loan E-Rate

Escrow

Purchase
Zone1
Zone2
Zone3
Zone4
Zone5
Zone6
Zone7

Refinance
Zone1
Zone2
Zone3
*Zone3 Kern
Zone4
Zone5
Zone6
*Zone6 SanBenito
Zone7

Notes for Escrow Tables:

Zone 1: Los Angeles, Orange, Riverside, San Bernardino and Ventura
Zone 2: Lassen, Plumas, Shasta, Tehama and Yolo
Zone 3: Fresno, Kern, Kings, Madera, San Luis Obispo, Santa Barbara and Tulare
*Zone 3: Kern (Refinance)
Zone 4: Alameda, Contra Costa, Monterey, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma
Zone 5: San Diego
Zone 6: El Dorado, Merced, Placer, Sacramento, San Benito, San Joaquin and Stanislaus
*Zone 6: San Benito (Refinance)
Zone 7: Imperial


ARIZONA (updated 1/24/10)

Title

Purchase
Basic Rate
Homeowners Rate
Extended Coverage Loan Concurrent

Refinance
Extended Coverage Loan Refi

Escrow

Purchase
Zone1
Zone2
Zone3

Refinance
Zone1
*Zone2a
*Zone2b
Zone3

Notes for Escrow Tables:

Zone 1 - Maricopa & Pinal
Zone 2 - Apache, Cochise, Coconino, Gila, Navajo, Pima, Santa Cruz & Yavapai
*Zone 2a - Pima & Cochise (Refinance)
*Zone 2b - Apache, Coconino, Gila, Navajo, Santa Cruz & Yavapai (Refinance)
Zone 3 - Graham, Greenlee, La Paz, Mohave & Yuma


TEXAS (updated 8/4/10)

Title

Purchase
Basic Purchase Rate

Refinance
Basic Refi Rate

Escrow

Purchase
Basic Purchase Rate

Refinance
Basic Refi Rate
Home Equity Rate